Long-Term Disability Insurance Providers

Many of the most profitable long-term disability insurance companies in America are also the most efficient when it comes to unfair and unwarranted long-term disability insurance denials. This practice increases the wealth of its executives and investors and harms the one group it is in business to protect: its policyholders.

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Long-Term Disability Companies and Bad Faith

Companies that offer long-term disability insurance hold a legal duty to their policyholders to act in good faith and honor legitimate claims — but that’s not always the case.

A bad faith or unfair disability insurance claim denial is just one way long-term disability insurance providers fail to uphold their duties as insurers. These practices have resulted in countless long-term disability lawsuits throughout the nation.

If your long-term disability insurance company wrongfully denied your claim, don’t give up. You may be able to appeal their decision and secure the benefits you’re owed.

Common Insurance Providers

The above list of disability insurance companies isn’t exhaustive. If your claim was wrongfully denied by a long-term disability insurance company not on the list, we may still be able to help with your appeal.

What Can You Do About Long-Term Disability Insurance Denials?

Every state has laws banning bad faith insurance practices. However, large long-term disability insurance companies have ample legal resources at their disposal to challenge your complaints. You don’t have to face this long and discouraging battle alone.

Experienced attorneys may be able to help level the playing field between you and your insurance provider by:

  • Gathering evidence to strengthen your case
  • Filing the appeal with the insurance provider on your behalf
  • Representing you in court if necessary

A long-term disability attorney with years of experience in disability denials can assist you in your fight to reclaim the benefits and compensation you deserve.

Get a free case review now to find a top disability denial attorney near you.

Long-Term Disability Insurance Company FAQs

Why do disability insurance providers deny LTD claims?

If you have been denied long-term disability benefits, your insurance provider may have claimed that:

  • You failed to disclose a pre-existing health condition
  • Your medical examinations were insufficient or inadequate
  • There were problems with your paperwork or documentation
  • The claim you filed was for a medical condition that is not a “covered” disability
  • Your procedure was elective, not medically necessary

Even loyal, long-term policyholders who have been paying regular premiums for years can fall victim to wrongful disability denials.

If you become ill or injured and are unable to work, you may need to depend on your long-term disability insurance for your financial security.

Can I appeal a denial from a long-term disability insurance company?

In many cases, yes. Most long-term disability insurance plans allow you to appeal a claim denial. Our long-term disability lawyers may be able to handle the appeal process on your behalf.

Written by: Long Term Denial Team

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